Frequently Asked Questions
I am in debt, where can I get free information and advice?
You can get free confidential information and advice from the National Helpline on 0808 808 4000. Website www.nationaldebtline.co.uk
The Citizens Advice Bureau can also offer help and advice in many cases. Website www.citizensadvice.org.uk
Also, you may be entitled to benefits that you are not aware of. The benefits adviser is an online questionnaire to help you find out which benefits and tax credits you and your family may be entitled to, and if you are entitled to the State Pension. Website benefits-adviser.direct.gov.uk
Where can I find free advice and information on borrowing?
The Consumer Direct website has lots of information on borrowing and has a list of key questions before borrowing. Website www.consumerdirect.gov.uk
What is debt management?
Your financial problems could be solved with a solution like a debt management plan. Debt Management is a flexible solution that gathers all of your unsecured debts together. A debt management company will take over the management of all of your unsecured debts and, by negotiating with your creditors, help you to reduce your monthly payments and eventually clear your debts. Website Chiltern Debt Management
Debt Management - Get Debt Free Fast - - - - - - - - - - - - - Apply Now >
If you are struggling to pay your monthly debt repayments, or you are starting to feel under financial pressure, then Chiltern can help you. Chiltern Debt Management are the leading debt advice and debt solution provider in the UK.
- no high APR charge
- you pay a one off fee
- we work on your behalf and deal with your creditors
- we aim to have interest and charges frozen
- we try to negotiate greatly reduced monthly payments
- you could be debt free in 60 months
- free initial consultation
How do I find out about my Credit Report and Credit Rating?
Why check my credit report? - - - - - - - - - - - - - - - - - - - - Apply Now >
- Lenders use your Experian credit report when deciding whether to make you an offer and what interest to charge you.
- Checking your Experian credit report could save you money when applying for a loan, mortgage or credit card.
- CreditExpert helps you manage what’s on your credit report, making sure information it contains is up to date and accurately reflects your situation.
Debt Management and Advise for People with Bad Credit